Comparative negligence is a term used by automobile insurance companies when determining who is at fault for a traffic accident. It means that depending on how the accident occurred, both drivers involved may be assigned some degree of fault for the event.
With comparative negligence, one person involved seeks compensation. That alone distinguishes it from contributory negligence, which does the opposite, preventing the plaintiff from receiving damages.
Colorado is a modified comparative negligence state. When an automobile crash occurs here, the insurance company will review the details to determine the extent to which each driver might have caused the accident. In other words, one driver might not be entirely to blame, so the liability will be shared between both people accordingly.
If you were involved in a traffic accident and are requesting to be reimbursed by your own insurance company, comparative negligence does not apply in this instance. In this case, you can be reimb