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Know What to Do After a Hit & Run Crash

We are excited to announce that in November we launched a NEW podcast called “Legal Anatomy of Current Events”!

“Legal Anatomy of Current Events” is a weekly podcast with new episodes initially starting on every Wednesday and then moving to early Thursday. In each episode, we will be reviewing a wide range of national topics and the legal issues involved. Life moves fast and our goal with our podcast is to keep you on top of current events and the legal impact they may have in each state and our country.

We are lawyers, experts, and advocates and our mission is to educate you on the law and how these national topics may affect you, delivered in a plain-language explanation of the law. Learn about what’s happening across the most pressing legal issues of our time in a non-political format.

You can find us on iHeart, Spotify, Apple Podcasts, Podbean, and Google Podcasts

If you ever have any questions about any of our episodes, the guest, or the podcast, or if you would like to propose a topic or a guest, please email info@legalanatomy.net

Know What to Do After a Hit & Run Crash

The law says that, when you’re involved in an auto accident, you need to stop, exchange information, and render aid if necessary.

Sometimes, though, people leave the scene of an accident instead of fulfilling their legal obligations. There are numerous reasons why: they could be intoxicated, have warrants, be uninsured, or not have a valid driver’s license.

Whatever the reason, these Cowards of the Street (See our Free Book on HIT & RUNs, on our website or Amazon) have one thing in common: they don’t want to stay and wait for the police to show up.

If the at-fault driver runs after hitting you, who’s going to pay for your injuries and losses?

Many people think that their own insurance will help them out. But, unless you have the right insurance coverage, it won’t. In fact:

  • If you don’t have full collision coverage, you’ll be stuck paying for the repairs to your vehicle.
  • If you don’t have medical payments coverage (“Med Pay”) or uninsured/underinsured motorist coverage (“UM/UIM”), you’ll be on your own to cover the cost of your medical care and other losses.

That’s why it’s important to have the right insurance coverage. You may not be a bad driver, but there are still plenty of bad drivers out there.

What should you do if you’re a victim of a hit and run?

  1. Pull over and gather as much information as you can from the other vehicle while it’s still in sight. Try to note details like the make/model, color, damage to the vehicle, and as much of the license plate number as possible. Take as many pictures as you can. All of this information can be helpful to police and investigators.
  2. Call the police, even if you don’t think you’re seriously injured at the time. The police will create a report and investigate the collision. If you don’t report it, you’ll find yourself in the difficult position of having to prove to your own insurance company how the accident happened. A proactive approach is the best way to protect yourself from a hit and run. Just because you’re innocent doesn’t mean you have to be a victim.
  3. Contact Bell & Pollock to find out out more about your rights and recovery options following a hit and run (or any type of auto crash). We can review the details of your insurance coverage, help you avoid mistakes that could compromise your claim, and get your on the road to recovery and justice. Simply call (720) 740-3754 or email us today to get the information and answers that can make all of the difference in your recovery from a hit and run.

You need someone in your corner. Bell & Pollock P.C. Accident and Injury Lawyers are here for you. Contact us today to start building your case. If you are looking for a Denver lawyer, we’re here to serve you, and we look forward to helping you resolve your case.

Now a Word from Gary Bell

Auto Legal Talk

By Gary Bell of Bell & Pollock Injury Attorneys

Unfortunately, many people do not know who is a “covered insured” when operating a motor vehicle until a car crash occurs. In some instances clients are shocked to find out after a crash that there is no applicable insurance coverage. Below is an outline regarding the applicable insurance coverage when operating a car.

1) Individuals Covered When Operating a Vehicle

Named Insured. The named insured is the person or people named in the policy. Lability policies usually cover named insureds no matter what car they are driving.

Spouse. Even if a spouse of the named insured is not named on a policy, auto liability insurance almost always covers the spouse. There are exceptions.

Other Relative. Any licensed driver living in the household with the named insured who is related to the insured by blood, marriage, or adoption, usually including a legal ward or foster child, is usually covered regardless of what car he or she is driving.

Anyone Driving the Insured Vehicle. Any person who is using, with permission, a vehicle specifically named in the policy is covered. The permission question also comes up if, for example, a teenager lets another teen drive a car without the parent owner’s permission. In that case, an insurer might argue that the parent’s policy does not cover the unrelated teenager who was driving.

2) Types of Insurance Coverage When Operating a Vehicle You Do Not Own

If you were driving someone else’s car when you were in a car crash caused by a third party, you may make a claim for all your damages against that other driver. But you may also make a claim for immediate payment of your medical bills. UIM might apply.

If you are driving someone else’s car and have an accident with an uninsured driver, the uninsured motorist coverage of the owner of the car you were driving is usually the primary coverage, and your own uninsured motorist coverage is secondary. There is legal authority for it to be “Prolata” in some situations. Notify both your own insurance company and the company that insures the car your driving.

If you find yourself injured in a motor vehicle collision that was not your fault, contact the experienced personal injury lawyers at Bell & Pollock to handle your case and formulate your Legal Game Plan. ™

To Learn Even More . . .

Visit our website to listen to the show on this subject and all of our other radio shows on various legal topics.

If you have any questions about the topics discussed in today’s newsletter, or questions on other legal issues, give our office a call and one of our attorneys would be happy to talk with you.

More Information

Get more information about your rights and options following an accident by checking out one of our helpful BOOKS: THEY ARE FREE.

  • Don’t Get Hurt Twice in the Same Accident – This enlightening guide dispels some of the most common (and harmful) myths about car crashes, insurance companies, attorneys, and financial recoveries.
  • The Essential Guide to Car Insurance in Colorado – This guide helps all drivers better understand car insurance. If you’ve ever had a question about a claim, dispute or car insurance in general, this is a must-read.
  • Cowards of the Street: Hit & Run – This book uncovers the facts about hit and runs and how to financially recover from these crashes. It also shares about what you can do to protect yourself before and after a hit and run accident occurs.
  • Colorado’s Workers’ Compensation: The Ultimate Guide – This insightful book reveals everything you need to know in order to protect your rights as a worker – and to position a Colorado workers’ compensation claim for success.
  • Legal Game Plan – This educational book helps you better understand insurance company’s hidden game plan…and come up with one on your own!
  • Motorcycle Accidents (or How to Go Full Throttle Against the Insurance Companies) – This informative read will help motorcyclists come up with a plan of action to combat the insurance agencies. If you ride a motorcycle, you need this book.
  • 18 Mistakes You Could Make to Destroy Your Injury Claim – Found within is a precise guide regarding a trove of detailed mistakes one should avoid when pursuing a successful resolution to ones case. This work helps answer questions and details advice to protect oneself from common pitfalls and perils associated with a compensation claim.
  • Distracted Driving and Your Injury Claim  This comprehensive work assists all drivers in understanding the dangers of distracted driving and its relationship to your injury claim.
  • Premises Liability (Landowner Responsibility and Injury Recovery) – This definitive piece renders the details behind the history of the Premises Liability Law in Colorado and highlights examples of responsibility which further offers a practical guide for injured victims.

Call our office to request copies of our books. THEY ARE FREE. You can also request a copy of any (or all) of these books on our website. You can download a free electronic copy anytime. And be sure to tune in to our weekly radio show to learn more about a variety of legal topics.

A Colorado law firm that puts people first. Your case matters

We’re ready and eager to tackle whatever tough personal injury issue you’re dealing with in Denver and all of Colorado. Your case matters here.

Local:

(303) 795-5900

Denver:

Bell & Pollock, P.C.

7555 E Hampden Ave #200
Denver, CO 80231

Toll-Free:

(800) 559-5920

Steamboat Springs:

Bell & Pollock, P.C.
505 Anglers Dr #104
Steamboat Springs, CO 80487

Local:

(970) 870-8989

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