May is Motorcycle Awareness Month. While everyone should practice caution when sharing the road with motorcycles all year round, May is a good time for a brief refresher on motorcycle safety and what to do following an accident.
If you have further questions or need to discuss a motorcycle accident, contact Bell & Pollock P.C. for a free consultation.
Frequently Asked Questions:
Does Colorado Have Specific Motorcycle Rules of the Road?
Yes. Review all motorcycle driving rules and bylaws before you get on the road to ensure you comply and protect yourself.
What Are the Statistics for Motorcycles and Motorcycle-Involved Accidents?
There are more than 200,000 registered motorcycles in Colorado. Approximately 2,000 motorcycle accidents occur each year, and 100 deaths occur from fatal motorcycle crashes.
What Are the Common Causes of Motorcycle Accidents?
When accidents involving motorcycles and other vehicles occur, it is often the other driver’s fault. Common causes include:
Improper lane changes
Incomplete stops or failing to stop
What Should I Document in an Accident?
Whether a multiple or single motor vehicle accident, it is essential to document as much as possible. This documentation helps to identify fault and request adequate compensation.
License, insurance, and registration for all involved
Names of drivers and passengers
Safety equipment worn
In a single-vehicle motorcycle crash, poor road conditions and equipment failures are frequently the cause.
Do I Need to File a Claim or a Lawsuit, and What Is the Difference?
No, there is no requirement to file; however, it is advantageous to discuss the incident with your insurance company or an attorney, regardless of the seriousness of the accident. Not all injuries or damages are immediately visible at the time of an accident. If damages or injuries come to light later, it is vital to have documentation to ensure you can file.
Claims are requests for compensation typically processed by insurance companies. Lawsuits are requests filed in court to appeal those findings or argue for more significant compensation based on related issues, damages, or fatal injuries.
How Long Do I Have to File?
Typically, you have up to two years to file following an accident. This timeline varies if the accident results in a fatal motorcycle crash.
Do I Need a Lawyer?
No, it is possible to file a claim or lawsuit on your own; however, you should consult or speak to an attorney to discuss your options. Whether or not you file a lawsuit, an experienced lawyer can help file for appropriate compensation, understand necessary documents, and inform you of filing deadlines.
Learn More About Motorcycle Accidents with Bell & Pollock
Bell & Pollock P.C. is a personal injury law firm advocating for those negligently injured in a motorcycle accident. We have the experience to navigate your investigation and negotiate your compensation. Our mission is to provide fair and effective representation to help you recover from the damages and critical injuries sustained.
Do you want legal information about how to approach motorcycle accidents in Denver, Colorado? Reach out to Bell & Pollock at 720-613-6687 to discuss the details of your case.
Now a Word from Bradley Pollock
Auto Legal Talk
By Bradley Pollock of Bell & Pollock Injury Attorneys
Motorcyclists only make up about 3% of those on the road but represent 20% of the traffic fatalities in Colorado. According to the Colorado Department of Transportation 106 people died in motorcycle crashes in 2015 while traveling Colorado roads, an all-time high. Colorado is not one of the 19 states requiring adult riders and passengers to wear helmets, leaving those riders particularly vulnerable. According to the National Highway Traffic Safety Administration:
· 39% of motorcyclists killed nationally in 2014 were not wearing helmet;
· 34% percent of all motorcycle riders involved in fatal crashes were speeding; and
· 29% of motorcyclists killed had blood alcohol concentration over .08 percent, which is above the legal limit for driving drunk.
Another way to protect yourself is to make sure you have the right insurance coverage. Just like all motorists, motorcyclists are required to maintain minimum liability insurance, although it’s recommended you purchase insurance with higher limits if you can afford it.
In addition to the mandatory liability insurance requirements, there are two other types of insurance coverage you should be aware of, especially if you ride a motorcycle.
Uninsured/Underinsured Motorist Coverage will protect you if you’re injured by another driver and that driver either does not have insurance or does not have adequate insurance to pay for your injuries. Motorcycle injuries can be quite severe and hospital stays are expensive. Even if the person who injured you has insurance, you could be stuck paying the difference after the at-fault party’s insurance has been used up or if they flee the scene in a “hit and run.”
Medical Payments Coverage or “Med Pay” is optional coverage through your auto insurance that will pay for your medical bills if you’re injured in a motorcycle accident even if it’s your fault. If you haven’t expressly waived Med Pay in writing, it’s presumed you have $5,000 in minimum coverage. You can find the amount of your Medical Payments Coverage on the “dec page” of your auto insurance policy.
If you’ve been injured in a motorcycle accident, contact an experienced personal injury attorney at Bell & Pollock to formulate your legal game plan.
To Learn Even More . . .
Visit our website to listen to the show on this subject and all of our other radio shows on various legal topics.
If you have any questions about the topics discussed in today’s newsletter, or questions on other legal issues, give our office a call and one of our attorneys would be happy to talk with you.
Get more information about your rights and options following an accident by checking out one of our helpful BOOKS: THEY ARE FREE.
Don’t Get Hurt Twice in the Same Accident – This enlightening guide dispels some of the most common (and harmful) myths about car crashes, insurance companies, attorneys, and financial recoveries.
The Essential Guide to Car Insurance in Colorado – This guide helps all drivers better understand car insurance. If you’ve ever had a question about a claim, dispute or car insurance in general, this is a must-read.
Cowards of the Street: Hit & Run – This book uncovers the facts about hit and runs and how to financially recover from these crashes. It also shares about what you can do to protect yourself before and after a hit and run accident occurs.
Colorado’s Workers’ Compensation:The Ultimate Guide – This insightful book reveals everything you need to know in order to protect your rights as a worker – and to position a Colorado workers’ compensation claim for success.
Legal Game Plan – This educational book helps you better understand insurance company’s hidden game plan…and come up with one on your own!
Motorcycle Accidents (or How to Go Full Throttle Against the Insurance Companies) – This informative read will help motorcyclists come up with a plan of action to combat the insurance agencies. If you ride a motorcycle, you need this book.
18 Mistakes You Could Make to Destroy Your Injury Claim – Found within is a precise guide regarding a trove of detailed mistakes one should avoid when pursuing a successful resolution to ones case. This work helps answer questions and details advice to protect oneself from common pitfalls and perils associated with a compensation claim.
Distracted Driving and Your Injury Claim– This comprehensive work assists all drivers in understanding the dangers of distracted driving and its relationship to your injury claim.
Premises Liability (Landowner Responsibility and Injury Recovery) – This definitive piece renders the details behind the history of the Premises Liability Law in Colorado and highlights examples of responsibility which further offers a practical guide for injured victims.
Call our office to request copies of our books. THEY ARE FREE. You can also request a copy of any (or all) of these books on our website. You can download a free electronic copy anytime. And be sure to tune in to our weekly radio show to learn more about a variety of legal topics.
At Bell & Pollock “We Educate & Advocate”
The better educated you are, the better off you’ll be.
Remember, Bell & Pollock airs specialty “injury shows” for injured victims on the following stations, at the following times and days:
KBCR 96.9 FM at 8:00 am on Sundays
The Boat 1230 AM at 9:00 am on Sundays
KEZZ 94.1 FM at 9:00 am on Sundays
ESPN 98.9 FM at 8:30 am on Sundays
KRDO 105.5 FM at 8:30 am on Sundays
KRAI 93.7 FM at 7:00 am on Sundays
KRDO 120 AM 105 AM at 8:30 am on Sunday
Saturday Specialty Injury Show – The “Champions of the People” Injury show. Denver 60-minute Injury Show: KOA 850 AM at 10 AM, KRDO 1240 AM 105 FM in Colorado Springs at 11:00 AM, KRAI 55 AM in Craig at 8 AM and KBCR 96.9 FM in Steamboat Springs at 8:00 AM.
Bell & Pollock also has a live call-in show on Saturday morning on 630 AM KHOW and on KRDO 1240 AM 105 FM in Colorado Springs and on KEZZ 94.1 FM in Steamboat Springs, and on KRAI 55.0 AM in Craig, Colorado. The show starts at 7:00 AM every Saturday morning.
For the ninth consecutive year in a row, Bell & Pollock, P.C. has received an award from the Colorado Supreme Court with regard to its pro-bono representation of people in the community. This means that Bell & Pollock, P.C. has dedicated and devoted substantial time each year to helping people with legal work on a pro-bono basis.
Bell & Pollock, P.C. is very pleased with this award and has dedicated a large effort to helping people in the community. Remember that Gary Bell and Brad Pollock do a live call-in radio show at 7:00 am on 630 KHOW AM dial in Denver and it also airs on KRDO 1240 AM 105 FM in Colorado Springs, KRAI 55 AM in Craig and KEZZ 94.1 FM in Steamboat Springs.
It is a call-in show, and people can call in and ask any legal question on any legal subject. Gary Bell and Brad Pollock have been doing this for years and very much enjoy the interchange with the community and helping people who are seeking some form of legal help and answers to their questions.
The Bell Pollock Legal Show! You might want to tune in. Some of the questions and answers are eye opening!
Here’s Gary Bell & Brad Pollock receiving one of their awards from the Colorado Supreme Court.